Is my land covered under coverage A?

So many times a bank will tell a new home owner that they need the coverage A to be the same as the loan amount. The issue with that is that coverage A is just the house, not the land. I have yet to see an insurance company cover the land with coverage A.

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This topic is a hot one at renewal time, for home and auto. Many times when clients get their renewal they are upset because there is an increase. This causes them to lash out at the insurance carrie